Terms and Conditions

These Terms and Conditions (“Terms”) govern access to and use of the mFIN-CERT.tg website, a platform dedicated to cybersecurity in Togo’s microfinance sector. By accessing the website or using its services, users acknowledge that they have read and understood these Terms and agree to comply with them.

The mFIN-CERT.tg website is available to microfinance institutions, financial service providers, cybersecurity professionals and, more broadly, anyone wishing to access the information made available on the platform.

Users agree to use the website lawfully, responsibly and in accordance with these Terms. Users are prohibited from attempting to gain unauthorized access to the website or its systems, disrupting its operation or compromising its security.

mFIN-CERT.tg provides information, cybersecurity alerts, recommendations, resources and services designed to strengthen the prevention, detection and response to cyber threats affecting the microfinance sector. The services provided may be modified, suspended or discontinued when necessary.

The information, alerts, analyses and recommendations published on mFIN-CERT.tg are provided for informational and preventive purposes. They are intended to help relevant institutions assess their exposure to cyber threats and take appropriate security measures. While mFIN-CERT.tg makes reasonable efforts to provide reliable and up-to-date information, no guarantee is made regarding its completeness, accuracy or suitability for any particular situation. Users remain responsible for assessing their own environment and implementing appropriate security measures.

Users may use the channels provided by mFIN-CERT.tg to report cybersecurity incidents or threats. Information submitted must be accurate, relevant and sufficiently detailed to support analysis and appropriate handling. Receipt of a report does not constitute a guarantee that the incident will be resolved or that all resulting consequences will be addressed.

Users are responsible for their use of the website, the information they access and the data they submit to mFIN-CERT.tg.

Users agree not to:

• use the website for unlawful purposes;
• knowingly submit false or misleading information;
• attempt to compromise the availability, integrity or security of the website;
• access systems, accounts or data without authorization;
• use information available on the website for malicious purposes.

mFIN-CERT.tg makes reasonable efforts to ensure the availability, reliability and accuracy of the information published on the website.However, mFIN-CERT.tg shall not be held liable for damages resulting from, among other things, website interruptions, outdated information, misinterpretation of recommendations or the use of information provided on the platform. Users remain responsible for their decisions, information systems and security measures.

Unless otherwise stated, the content published on mFIN-CERT.tg, including text, documents, graphics, logos, visual elements and other resources, is protected by applicable intellectual property laws. Any reproduction, modification, distribution or commercial use of content without prior authorization may be prohibited. Where permitted, reproduction or sharing for informational or awareness purposes should preserve the source and integrity of the content

The website may contain links to third-party websites or resources. These links are provided for informational purposes only. mFIN-CERT.tg does not necessarily control the content, availability or security practices of third-party websites and cannot be held responsible for their content or practices. Access to such websites is at the user’s own risk.

mFIN-CERT.tg makes reasonable efforts to maintain the operation and availability of the website. However, the website may be temporarily unavailable due to maintenance, technical issues or events beyond mFIN-CERT.tg’s reasonable control. Continuous availability or complete absence of security incidents cannot be guaranteed.

Personal data that may be collected through the use of the website is processed in accordance with the mFIN-CERT.tg Privacy Policy. The Privacy Policy explains, among other things, the categories of data collected, the purposes of processing, retention periods and the rights of data subjects

mFIN-CERT.tg may modify these Terms to reflect changes to the website, its services, its practices or the applicable legal framework. The version published on the website constitutes the current version. Users are encouraged to review this page regularly.

These Terms shall be governed by the laws applicable in the Republic of Togo. Any dispute relating to their interpretation or enforcement shall, to the extent permitted by applicable law, be submitted to the competent courts of the Republic of Togo.

For any questions regarding these Terms or the use of mFIN-CERT.tg services, users may contact mFIN-CERT.tg through the contact details provided on the Contact page of the website.